Comparing Guidance & Advice
It can
Guidance
For people who want clarity through exploration.
- Gives you frameworks and tools to model your own financial future
- Supports your thinking — but doesn't make decisions for you
- You remain in control throughout
Financial Advice
For people who want clarity through exploration.
- Gives you frameworks and tools to model your own financial future
- Supports your thinking — but doesn't make decisions for you
- You remain in control throughout
When guidance is the right choice for you
If you have a reasonable grip on your finances, you’re capable of making your own decisions once you have the right information, and what you’re missing is clarity rather than someone to act on your behalf, guidance is genuinely sufficient.
- Want to understand how your financial decisions interact before committing to anything
- Are building a picture of your future rather than seeking a specific product recommendation
- Prefer to stay in control of your own decisions, with support available when you need it
When advice is the right choice for you
There are situations where regulated advice is genuinely what you need, and it’s worth being honest about that rather than suggesting guidance covers everything.
- You have complex assets — a business, significant inheritance tax exposure, a defined benefit pension you’re considering transferring
- You want someone to be legally responsible for a specific recommendation
- You want your investments actively managed by a professional on your behalf
- Your situation involves multiple overlapping decisions that require joined-up professional assessment
If you need regulated advice
If your situation calls for regulated advice, complex assets, a pension transfer, or active portfolio management. Morenti, our FCA-regulated sister company, is where we'd point you.
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Sightable isn't trying to replace financial advice. It's trying to make sure that not needing financial advice doesn't mean going it alone.
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